Xero Fees Work =link= Jun 2026

If you connect Stripe, PayPal, or GoCardless to your Xero invoices so clients can pay you instantly via credit card or direct debit, you will pay standard transaction fees to those processors.

: Best for sole traders and brand-new startups. It limits you to sending a small number of invoices and entering a few bills per month. Growing (Standard) Plan xero fees work

The Standard plan is the most popular option for established small businesses. Growing businesses with regular invoicing needs. If you connect Stripe, PayPal, or GoCardless to

: If you run multiple businesses, Xero often offers a discount for each additional "business edition" organization under the same subscriber email. Freebies Included : Every plan includes If you connect Stripe

Designed for larger teams or businesses handling multiple currencies. : Automatically handles exchange rates.