If you purchase a physical copy, the 8 GB game card contains only a limited version of the game. Kick-Off is the only game mode available without downloading the rest of the game, and it will have fewer teams, kits, and stadiums. For the full experience, you must download the remaining game data online.
Running the base version of FC 24 without updates leads to bugs, missing Ultimate Team content, and suboptimal performance. How to Update (NSP/XCI) ea sports fc 24 switch nsp xci update eshop top