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Shop around major banks to secure competitive home loan interest rates and clear processing fees. The Abc Of Real Estate In India Pdf Free Download
| Tax Component | Typical Rate / Rule (2026) | Key Point | | :--- | :--- | :--- | | | 5% to 7% of the property's market value | Varies by state; often lower for women (e.g., 4% vs. 6% for men in Delhi) | | Registration Charges | Approximately 1% of the property value | Additional fee paid to the government for registering the sale deed | | GST on Under-construction Property | 5% (non-affordable) / 1% (affordable) | Applies to properties without a Completion Certificate (CC). Ready-to-move-in properties with a CC are exempt | | GST on Commercial Property | 12% (for commercial units not part of a residential project) | | Use the PDF as a textbook, then subscribe
Most Indian buyers opt for floating rates tied to the Repo Linked Lending Rate (RLLR), meaning monthly EMIs fluctuate with Reserve Bank of India (RBI) policy changes. 6% for men in Delhi) | | Registration
Real estate laws change. Check for a new version every financial year, especially for changes in stamp duty, GST, and RERA rules.
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